For sale Home

Listed Sep 2, 2026

$409,900 Est. $2,711/mo

3540 Saxony Lane

  • 5

    Beds

  • 3

    Baths

  • 2,518

    Sq ft

The story

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

Facts & features

Home type

Home

Year built

2015

Floors

1

Price per sq ft

$163

HOA

$67 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Microwave, Range, Refrigerator

  • Flooring

    Tile

  • Roof

    Shingle

  • Lot Information

    Conservation Area, Flood Insurance Required, Flood Zone, Level, Private, Sidewalk, Paved

  • Exterior

    Private Yard, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,711 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,182
  • Property tax $410
  • Insurance $120

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

ENCORE INVESTMENT REALTY

Broker Name

ENCORE INVESTMENT REALTY

Agent

Desmond Pollock