For sale Home

Listed Apr 3, 2026

$439,900 Est. $2,910/mo

3504 Topaz Circle

  • 4

    Beds

  • 2

    Baths

  • 2,320

    Sq ft

The story

PRICE IMPROVED! Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2,320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors. The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room. The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quick morning at the breakfast bar or hosting a formal dinner under the tray ceilings & crown molding of the dining room, this home is built for entertaining. Not to mention the tons of closet space and no popcorn ceilings here. The main suite is a true sanctuary, featuring a dedicated sitting area with direct access to the screened back patio. Its ensuite bath offers a separate jetted soaking tub, a tiled glass-door shower, dual vanities & a massive closet. Situated on a generous 0.38-acre lot, the backyard is a private paradise. You can enjoy your morning coffee on the screened-in porch or host summer BBQs on the oversized deck. The backyard is fenced for ultimate seclusion, with plenty of room to add an in-ground pool if so desired. And behind the back fence is treed space for more privacy & natural setting. Peace of mind comes standard here, with a 2025 Roof, 2020 Water Heater, 2024 interior AC unit & 2024 sewer grinder. With hurricane window coverings included to lower insurance premiums & easy access to Navarre Beach, shopping & Hurlburt Field, this property offers the ultimate Florida lifestyle without the burden of HOA fees. Ask about Seller Concessions.

Facts & features

Home type

Home

Year built

2009

Floors

1

Price per sq ft

$190

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator

  • Flooring

    Hardwood, Tile, Carpet

  • Roof

    Shingle

  • Lot Information

    Central Access, Interior Lot

  • Exterior

    Rain Gutters

  • Water Source

    Public

  • Sewer

    Grinder Pump, Public Sewer

Mortgage calculator

Estimated monthly payment

$2,910 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,341
  • Property tax $440
  • Insurance $128

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Levin Rinke Realty

Broker Name

Levin Rinke Realty

Agent

Lynn Peters

Location

Pensacola FL 32502