For sale Home

Listed Aug 14, 2026

$1,399,000 Est. $9,253/mo

342 North 12th Street

  • 2

    Beds

  • 2

    Baths

  • 1,892

    Sq ft

The story

  • Pool
  • Waterfront

Over half an acre on the Intracoastal Waterway, thats across two parcels at 342 N. 12th Street in Flagler Beach, Florida, with two boat lifts, a private pool, and four bays of enclosed garage. At roughly 26,397 square feet, this double-lot waterfront property offers land and privacy that is difficult to replicate anywhere along the Flagler County coast, where most beachside parcels run a fraction of this size. The waterfront package is the draw. A 10,000 lb covered boat lift protects the primary vessel from sun and weather year-round, while a second lift accommodates a skiff, flats boat, or personal watercraft. Approximately 4 feet of water at low tide suits center consoles, bay boats, and flats boats, with the Intracoastal Waterway directly off the dock and the Atlantic Ocean a short walk east on 12th Street. Built in 1997, the residence offers 1,892 square feet with 2 bedrooms, 2 full bathrooms, and a versatile loft that works as a third sleeping space, home office, or bunk room. Living areas orient toward the water, connecting the interior to the outdoor entertaining space. Outdoor living centers on a private pool with room for covered seating and waterfront dining, and the 0.80-acre footprint leaves substantial open ground beyond it. Two separate two-car garages deliver four bays of enclosed parking for vehicles, a boat trailer, a golf cart, and workshop or storage -- a configuration rarely found on Intracoastal parcels in a beach town. Flagler Beach is one of the last low-rise beach towns on Florida's east coast, where A1A runs close enough to the Atlantic that high-rise development was never possible. Residents have six miles of open shoreline, the Flagler Beach Pier, High Tides at Snack Jack, and the Funky Pelican, plus Gamble Rogers Memorial State Recreation Area, Betty Steflik Memorial Preserve, and Washington Oaks Gardens State Park within a short drive. Palm Coast is 10 minutes north, historic St. Augustine roughly 25 minutes up A1A. For the buyer who wants boats in the water, a pool at the door, the Atlantic a walk away, and nearly an acre to keep it all on, 342 N. 12th Street delivers a Flagler Beach waterfront combination that rarely reaches the market

Facts & features

Home type

Home

Year built

1997

Floors

2

Lot size

1 acres

Price per sq ft

$739

Parking

4-car garage

Included features

  • Pool

    Yes

  • Fireplace

    1 fireplace

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler

  • Flooring

    Carpet, Laminate, Tile

  • Roof

    Metal

  • Lot Information

    Dead End Street, Irregular Lot, Sprinklers In Front, Sprinklers In Rear

  • Exterior

    Balcony, Boat Lift, Boat Slip, Dock

  • Water Source

    Public, Well

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$9,253 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,446
  • Property tax $1,399
  • Insurance $408

Includes principal, interest, taxes & insurance.

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Listing Broker

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Broker Name

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Agent

BRIAN SACKS