For sale Home

Listed Oct 21, 2026

$399,900 Est. $2,645/mo

342 Chimney Rock Lane

  • 5

    Beds

  • 4

    Baths

  • 2,876

    Sq ft

The story

**A Mountain Retreat in McCloud Mountain!** Discover the beauty of mountain living in this inviting two-story home nestled within the gated McCloud Mountain community in Tennessee's Cumberland Mountains. Situated along a quiet cul-de-sac street, the home offers a serene setting with a wonderful sense of retreat while remaining part of an established mountain community. Inside, generous living spaces create a warm and welcoming atmosphere. The spacious living and dining rooms provide plenty of room for entertaining, while the beautifully appointed kitchen features granite countertops, stainless steel appliances, and ample space for preparing meals and gathering with family and friends. Three en suite bedrooms offer comfort and privacy, including an inviting owner's suite with its own fireplace. The attic level provides two additional small bedrooms, offering flexible space for guests or other needs. Multiple covered porches invite you to slow down and enjoy the peaceful mountain surroundings, whether sipping morning coffee, relaxing with a good book, or entertaining friends. The home features solar and propane power systems, with water supplied by a community well, offering a distinctive approach to mountain living. Whether you're seeking a full-time residence or a weekend escape, this McCloud Mountain property offers spacious accommodations, inviting outdoor living areas, and the opportunity to enjoy the natural beauty of the Cumberland Mountains. **A peaceful mountain setting, comfortable gathering spaces, and a place to truly unwind.**

Facts & features

Home type

Home

Year built

2013

Lot size

1 acres

Price per sq ft

$139

HOA

$600 / yearly

Included features

  • Fireplace

    2 fireplaces

  • Cooling

    Central Cooling

  • Heating

    Central, Forced Air, Heat Pump, Active Solar, Propane

  • Appliances

    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

  • Flooring

    Hardwood, Tile

  • Lot Information

    Irregular Lot, Level

  • Exterior

    Windows - Vinyl

  • Sewer

    Septic Tank

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$2,645 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,128
  • Property tax $400
  • Insurance $117

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Alco Builders & Realty Co

Broker Name

Alco Builders & Realty Co

Agent

Tracy Lobertini