For sale Townhouse

Listed Oct 29, 2026

$999,999 Est. $6,614/mo

3387 Central Avenue

  • 6

    Beds

  • 4

    Baths

  • 2,576

    Sq ft

The story

  • Pool

RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In todays interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.

Facts & features

Home type

Townhouse

Year built

1960

Floors

2

Price per sq ft

$388

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$6,614 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,322
  • Property tax $1,000
  • Insurance $292

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Real Broker

Broker Name

Real Broker

Agent

Jonathan Fisher

Location

San Diego CA 92101