For sale Home

Listed Oct 15, 2026

$285,000 Est. $1,885/mo

329 South 12th Street

  • 3

    Beds

  • 2

    Baths

  • 1,400

    Sq ft

The story

  • Basement

Opportunity knocks in St. Charles! Bring your vision, creativity, and or your contractor to this spacious 3-bedroom, 2-bath ranch offering approximately 1,400 square feet of main-level living space-one of the larger ranches in the neighborhood! Priced at $285,000, this property presents an outstanding opportunity for investors, rehabbers, and buyers looking to transform a house to their home, into something truly special. Hardwood flooring throughout much of the main level offers restoration potential with refinishing. The full basement, complete with a second bathroom, provides additional possibilities, while the detached 1-car garage adds convenience. Located directly across from the school, with easy access to vibrant downtown St. Charles, shopping, dining, parks, and scenic Fox River trails. This home requires a total makeover and is being SOLD AS-IS. Bring your imagination and discover the possibilities!

Facts & features

Home type

Home

Year built

1954

Price per sq ft

$204

Parking

1-car garage

Included features

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Gas, Forced Air

  • Water Source

    Lake Michigan

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,885 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,517
  • Property tax $285
  • Insurance $83

Includes principal, interest, taxes & insurance.

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Listing Broker

Keller Williams Thrive

Broker Name

Keller Williams Thrive

Agent

Steven Goodman