For sale Home

Listed Sep 3, 2026

$395,000 Est. $2,613/mo

323 Prudence Lane

  • 3

    Beds

  • 2

    Baths

  • 1,332

    Sq ft

The story

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.

Facts & features

Home type

Home

Year built

1986

Price per sq ft

$297

HOA

$255 / annually

Parking

2-car garage

Included features

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Electric Oven

  • Roof

    Metal

  • Lot Information

    Cul De Sac, Paved

  • Exterior

    Fire Pit

Mortgage calculator

Estimated monthly payment

$2,613 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,102
  • Property tax $395
  • Insurance $115

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

EXP Realty LLC

Broker Name

EXP Realty LLC

Agent

Morgan Benton

Location

Jacksonville FL 32256