For sale Home

Listed Oct 25, 2026

$449,000 Est. $2,970/mo

3202 Pine Shadow Drive

  • 3

    Beds

  • 2

    Baths

  • 1,456

    Sq ft

The story

  • Waterfront

Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!

Facts & features

Home type

Home

Year built

1984

Floors

1

Price per sq ft

$308

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Electric

  • Appliances

    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

  • Flooring

    Tile

  • Roof

    Shingle

  • Exterior

    Private Mailbox

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,970 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,390
  • Property tax $449
  • Insurance $131

Includes principal, interest, taxes & insurance.

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Listing Broker

AMETHYST PROPERTY ADVISORS LLC

Broker Name

AMETHYST PROPERTY ADVISORS LLC

Agent

Viral Doshi