For sale Home

Listed Sep 23, 2026

$4,195,000 Est. $27,746/mo

319 Pilot Point Lane

  • 3

    Beds

  • 4

    Baths

  • 3,384

    Sq ft

The story

Some homes have a view. This one has a front-row seat to Charlotte Harbor Bay — and every inch of it has been reimagined to match. Behind the gates, this fully renovated three bedroom, all en suite and a bonus room, four full bath residence delivers the kind of turnkey luxury that's genuinely rare on the water: brand-new metal roof, all-new kitchen, new baths, beautifully refinished hardwood floors, plantation shutters, ceiling fans, crown molding, high ceilings, new carpet, new lighting, and fresh landscaping from curb to shoreline. The list is endless! It comes fully furnished, so the only thing left to do is move in and watch the sky turn gold. Step outside and the home keeps giving. Two Trex composite decks stretch across the upper levels — durable, effortless, and built for taking in the water. Climb one more flight to the rooftop deck, where the harbor stretches out in every direction and sunset becomes a nightly event. Down below, a brand-new paver patio brings the outdoor living to ground level, perfect for morning coffee or evening entertaining. And then there's the water itself: Boca Bay offers three community pools, a beach club, a boat dock, and a fishing pier, all within a secure, gated setting. The Pass Club adds upscale dining, a heated pool with bar and food service, eight tennis courts, a fitness center, and a pro shop.

Facts & features

Home type

Home

Year built

1991

Floors

3

Price per sq ft

$1,240

HOA

$8,984 / annually

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Electric, Heat Pump, Propane

  • Appliances

    Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer

  • Flooring

    Carpet, Tile, Wood

  • Roof

    Metal

  • Lot Information

    Cleared, Street Dead-End, Paved, Private

  • Exterior

    Awning(s), Balcony

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$27,746 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $22,328
  • Property tax $4,195
  • Insurance $1,224

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

MICHAEL SAUNDERS & COMPANY

Broker Name

MICHAEL SAUNDERS & COMPANY

Agent

Lori Ryan