For sale Residential

Listed Jul 20, 2026

$219,000 Est. $1,448/mo

3174 Phlox Drive

  • 2

    Beds

  • 2

    Baths

  • 860

    Sq ft

The story

  • Pool

Virtually Staged. NEW PRICE- EXCEPTIONAL VALUE! Welcome to this charming 2-bedroom, 2-bath villa, plus a bonus/flex room in the desirable Cloverplace community of Palm Harbor. Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **ROOF replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere. Step into the bright and airy sunroom overlooking a **nicely FENCED backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!

Facts & features

Home type

Residential

Year built

1984

Floors

1

Price per sq ft

$255

HOA

$230 / monthly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Electric

  • Appliances

    Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener

  • Flooring

    Tile

  • Roof

    Shingle

  • Lot Information

    In County, Landscaped, Private, Sidewalk, Paved

  • Exterior

    Private Mailbox, Private Yard, Sidewalk, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,448 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,166
  • Property tax $219
  • Insurance $64

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

RAGSDALE RESIDENTIAL REALTY

Broker Name

RAGSDALE RESIDENTIAL REALTY

Agent

Beverly Burchfield