For sale Home

Listed Oct 28, 2026

$399,000 Est. $2,639/mo

3110 West Lone Cactus Drive

  • 3

    Beds

  • 2

    Baths

The story

Rare North Phoenix opportunity with NO HOA and an assumable FHA loan at 2.625%! Ideally located near the 101 & I-17, this move-in ready gem is updated throughout with brand-new wood-look laminate flooring, recessed lights, and ceiling fans. The kitchen features freshly painted cabinets, solid surface counters, a breakfast bar, formal dining area, and newer stainless-steel appliances--including a French door fridge, built-in wine fridge, and range. Washer and dryer are included! The garage showcases epoxy flooring, built-in cabinets, and a newer water heater. Out front, enjoy low-maintenance gravel landscaping. The private backyard oasis boasts an extended covered patio, lush grass, trees, custom paver hardscaping, and an included storage shed. Make your appointment today!

Facts & features

Home type

Home

Year built

1996

Floors

1

Parking

2-car garage

Included features

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating

    Electric

  • Appliances

    Dryer, Washer, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Range

  • Flooring

    Laminate, Tile

  • Roof

    Tile

  • Lot Information

    North/South Exposure, Gravel/Stone Front, Grass Back, Auto Timer H2O Back

  • Exterior

    Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,639 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,124
  • Property tax $399
  • Insurance $116

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

HomeSmart

Broker Name

HomeSmart

Agent

Arnulfo Acosta