For sale Home

Listed Oct 31, 2026

$519,000 Est. $3,433/mo

3034 Bay Street

  • 4

    Beds

  • 2

    Baths

  • 2,068

    Sq ft

The story

Exceptional Gulf Breeze Location with Water Views & Unlimited Potential! Nestled on desirable Bay Street in Gulf Breeze, surrounded by stunning waterfront and luxury homes, this elevated 4-bedroom, 2-bath residence offers a rare opportunity to enjoy one of the area's most sought-after neighborhoods at an attainable price point. Take advantage of the nearby public boat launch just an easy walk away, making it simple to embrace the coastal lifestyle. The home features durable HardiePlank siding, an expansive 27-foot front porch perfect for relaxing and enjoying the neighborhood atmosphere. The freshly painted kitchen, dining, and living areas flow seamlessly together, creating a spacious gathering space. Elevated on pilings, the home offers a substantial unfinished lower level ready for a new owner's vision. Whether you dream of additional storage, recreational space, hobby areas, or future improvements, the possibilities are endless. A ground-level workshop measuring approximately 26' x 13.9' is already equipped with electricity and provides excellent space for projects, tools, or boating gear. While the home is ready for cosmetic updates, it presents an outstanding value-add opportunity in a neighborhood where location is everything. We added some virtual images to inspire you what could be when you create your own style and build equity.

Facts & features

Home type

Home

Year built

2006

Floors

2

Price per sq ft

$251

Included features

  • Cooling

    Central Air

  • Appliances

    Water Heater - Elect

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,433 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,762
  • Property tax $519
  • Insurance $151

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Better Homes and Gardens Real Estate Main Street Properties

Broker Name

Better Homes and Gardens Real Estate Main Street Properties

Agent

Robin Edwards