For sale Home

Listed Oct 20, 2026

$459,900 Est. $3,042/mo

2963 Cussell Drive

  • 2

    Beds

  • 2

    Baths

  • 1,196

    Sq ft

The story

  • Waterfront

Direct Gulf access, peaceful preserve views, and sunset evenings by the water—welcome to island living in St. Jude Harbors on laid-back Pine Island. Situated near the end of a dead-end road across from St. James Creek Preserve, this 2-bedroom, 2-bath concrete block home offers a waterfront retreat with no bridges to open water. A wide canal leads to Pine Island Sound and the Gulf, while two docks and an 8,000-lb aluminum boat lift installed in 2019 make it easy to enjoy boating and fishing. Inside, the split-bedroom layout provides privacy, and a Florida room adds space to relax or entertain. The kitchen and appliances were updated in 2023, along with bathroom vanities, interior paint, and trim. Additional improvements include a metal roof and added insulation in 2021, an engineered carport in 2021, and air conditioning in 2019. Enjoy low-maintenance landscaping, a waterfront pergola, and western rear exposure for taking in the sunset. Pilings and riprap reinforce the shoreline, and covered parking provides added convenience. Offered furnished with a strong seasonal rental history, this home is ready to become your island getaway or year-round waterfront retreat. Seller financing available to qualified buyers with attractive terms

Facts & features

Home type

Home

Year built

1982

Floors

1

Price per sq ft

$385

Included features

  • Cooling

    Central Air, Ceiling Fans, Electric

  • Heating

    Central, Electric

  • Appliances

    Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer

  • Flooring

    Tile, Vinyl

  • Roof

    Metal

  • Lot Information

    Rectangular Lot

  • Exterior

    Room For Pool, Shutters Manual

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$3,042 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,448
  • Property tax $460
  • Insurance $134

Includes principal, interest, taxes & insurance.

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Listing Broker

Always Island Time Realty LLC

Broker Name

Always Island Time Realty LLC

Agent

Jonna Bouchard