For sale Home

Listed May 4, 2026

$1,435,000 Est. $9,491/mo

29562 Saratoga Avenue

  • 4

    Beds

  • 2

    Baths

  • 2,310

    Sq ft

The story

  • Pool
  • Waterfront

Embrace island living in your own tropical paradise, where comfort, space, and waterfront access create a remarkable oasis for boating and relaxation. Welcome to Pine Channel Estates, the ultimate destination for anglers and water enthusiasts. Currently operating as a successful vacation rental, this gem is ideal for a second home that can offset some of the annual costs of ownership, and furnishings are negotiable in the sale. This elevated, solid concrete home offers quick access to both the Ocean and Gulf, just minutes from world-class adventures! Designed with the serious boater in mind, the property features a 75' concrete seawall, a 17k lb. boat lift, fish-cleaning station, and step-down dock for easy loading. This expansive 4-bed, 2-bath home is ideal for entertaining, with oversized common areas that flow seamlessly for memorable gatherings. The third-floor loft, currently used as a bonus bedroom, offers 360-degree views and a private retreat, while main-floor bedrooms are generously sized with walk-in closets for ample storage. The kitchen is well appointed with a double oven, sprawling counter space, walk-in pantry, and room to host with ease. Unique details throughout include a custom etched mirror in the primary bath that adds coastal charm. Step outside and embrace the Keys lifestyle! A spacious porch, accessible from both the living area and primary suite, is perfect for open-air dining and relaxing water views. Downstairs, the ultimate entertaining area includes a full bar with TV, a large swim spa, plus a 500 lb. ice machine and bait freezer for added convenience. The thoughtfully landscaped yard offers privacy and function, boasting a fenced backyard and ample space for RV or trailer storage. Covered parking provides unique, direct interior access out of the elements. Located in a quiet neighborhood close to dining and shopping, this home blends tranquility with convenience. It is more than a home; it is a waterfront escape ready to be enjoyed!

Facts & features

Home type

Home

Year built

1984

Price per sq ft

$621

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ductless, Ceiling Fan(s)

  • Heating

    Central, Ductless

  • Appliances

    Ice Maker, Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer

  • Flooring

    Tile

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Storage, Outdoor Shower, Rain Gutters

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$9,491 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,638
  • Property tax $1,435
  • Insurance $419

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Lower Keys (KW)

Broker Name

Coldwell Banker Schmitt Lower Keys (KW)

Agent

Ryan Gernaat