For sale Home

Listed Sep 30, 2026

$369,000 Est. $2,441/mo

295 College Street

  • 3

    Beds

  • 2

    Baths

  • 1,330

    Sq ft

The story

Welcome to 295 College Street, a truly one-of-a-kind opportunity in the heart of downtown Spencer. This historic home has been completely reimagined from the ground up, blending the charm and character of its history with the comfort, efficiency, and finishes of a brand-new home. And when we say completely redone, we mean EVERYTHING. From the new siding and roof to the new windows, wiring, plumbing, floor system, and thoughtfully redesigned floor plan, virtually every aspect of this home has been updated. Inside, you'll find fresh paint, new flooring, a brand-new kitchen, beautifully updated bathrooms, and modern finishes throughout. Outside, the landscaping has been refreshed and a garage has been added for even more functionality. With 1,300+ square feet, 3 bedrooms, and 2 full bathrooms, this home offers the rare combination of new construction quality and historic downtown character. Located in the heart of Spencer, you'll be just moments from the courthouse square, local shops, restaurants, community events, and everything that makes small-town living special. It's hard to find a home with this much history that feels this new. Historic charm. Modern living. Downtown Spencer. Completely transformed.

Facts & features

Home type

Home

Year built

1940

Price per sq ft

$277

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating

    Natural Gas, Central

  • Appliances

    Electric Water Heater, Dishwasher, Electric Oven, Refrigerator, Microwave

  • Roof

    Metal

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,441 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,964
  • Property tax $369
  • Insurance $108

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

True North Real Estate Services, LLC

Broker Name

True North Real Estate Services, LLC

Agent

Mika Davis

Location

Sparta TN 38583