For sale Home

Listed Oct 23, 2026

$439,900 Est. $2,910/mo

2841 Fernleaf Lane

  • 4

    Beds

  • 3

    Baths

  • 2,518

    Sq ft

The story

  • Basement

Character you can feel, with room to settle in. Located in The Arbors, 2841 Fernleaf Lane pairs inviting architectural details with thoughtful improvements. Dining room paneling adds texture and charm, while a beautiful brick fireplace with substantial mantel creates a welcoming focal point for cozy evenings and everyday gatherings. With four bedrooms and three full bathrooms, the home offers flexibility for guests, a home office, or simply a little more space to spread out. Completed in July 2026, the permitted upstairs renovation adds a bedroom, full bathroom, and dedicated heating and cooling, bringing fresh versatility to the layout. Fresh interior paint gives the home a clean, current feel while preserving its distinctive personality. Additional improvements include a new main-level HVAC unit installed in November 2024 and a crawlspace sump pump installed in 2024. The washer and dryer remain, including a washer purchased in August 2026. Conveniently located in Chattanooga and zoned for Bess T. Shepherd Elementary, Tyner Middle Academy, and Tyner Academy, this home brings together generous space, thoughtful updates, and the warm details that make a house memorable.

Facts & features

Home type

Home

Year built

2014

Floors

2

Price per sq ft

$175

HOA

$150 / annually

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dryer, Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Refrigerator, Washer

  • Flooring

    Hardwood, Luxury Vinyl, Tile

  • Roof

    Asphalt

  • Lot Information

    Level, Split Possible

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,910 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,341
  • Property tax $440
  • Insurance $128

Includes principal, interest, taxes & insurance.

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Listing Broker

Benchmark Realty LLC

Broker Name

Benchmark Realty LLC

Agent

Mitzi Matlock