For sale Home

Listed Sep 18, 2026

$3,495,000 Est. $23,116/mo

28 Spyglass Drive

  • 6

    Beds

  • 5

    Baths

  • 4,820

    Sq ft

The story

  • Pool

COASTAL LUXURY BETWEEN DESTIN HARBOR & 30A, GULF VIEWS, NO HOA & NO FLOOD ZONE! Experience the ultimate Emerald Coast lifestyle in this exceptional 4,820-SF remodeled beach estate, ideally positioned in a quiet neighborhood less than a quarter mile from the Gulf and perfectly situated between the vibrant energy of Destin Harbor and the iconic 30A corridor. One of the property's most distinctive advantages is its elevation. Sitting at the highest elevation in the neighborhood and located in a NO FLOOD ZONE, this remarkable property offers added peace of mind rarely found this close to the Gulf with NO HOA, you have the freedom and flexibility to enjoy the property on your terms. The three-story residence showcases impressive scale, sophistication, and relaxed coastal elegance, offering 6 bedrooms and 5 beautifully appointed bathrooms with generous living spaces and high-end finishes throughout. On the third floor, the luxurious primary suite captures beautiful Gulf views, creating an exceptional private retreat where you can wake up to the shimmering waters of the Emerald Coast and unwind with breathtaking coastal vistas. Outside, you're just minutes from the area's legendary sugar-white beaches and emerald-green waters. Spend your days enjoying the Gulf, boating and fishing from Destin Harbor, playing golf, exploring 30A, or taking advantage of the area's renowned dining, shopping, and entertainment. Rental PJ's up to $250K Whether you're seeking a luxury primary residence, second home, private beach retreat, or income-producing investment, this property offers an extraordinary combination of size, elevation, Gulf views, location, and flexibility. High elevation. Gulf views. No flood zone. No HOA. Less than a quarter mile to the beach. This is more than a coastal home--it's an exceptional Emerald Coast lifestyle and an investment in one of Florida's most coveted destinations.

Facts & features

Home type

Home

Year built

2007

Floors

3

Price per sq ft

$725

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Ceiling Fans, Central Air

  • Heating

    Heat Pump Wtr Air 2+, Central

  • Appliances

    Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator

  • Lot Information

    Cul-De-Sac, Within 1/2 Mile to Water

  • Exterior

    Fenced Back Yard, Hot Tub, Shower

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$23,116 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $18,602
  • Property tax $3,495
  • Insurance $1,019

Includes principal, interest, taxes & insurance.

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Listing Broker

Century 21 AllPoints Realty

Broker Name

Century 21 AllPoints Realty

Agent

Rhonda C Johnson