For sale Home

Listed Aug 5, 2026

$365,800 Est. $2,419/mo

278 Rock Spring Loop

  • 2

    Beds

  • 2

    Baths

  • 1,547

    Sq ft

The story

Time to Call This Home! Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities. The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress. The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation. Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway. Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining. Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill. The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer. Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities. Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!

Facts & features

Home type

Home

Year built

2017

Floors

1

Price per sq ft

$236

HOA

$388 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

  • Flooring

    Tile

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,419 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,947
  • Property tax $366
  • Insurance $107

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER VANGUARD REALTY

Broker Name

COLDWELL BANKER VANGUARD REALTY

Agent

David Norton PA