For sale Home

Listed Sep 18, 2026

$1,399,000 Est. $9,253/mo

27383 Saint Martin Lane

  • 4

    Beds

  • 3

    Baths

  • 2,242

    Sq ft

The story

  • Waterfront

Offering twice the space and an exceptional waterfront lifestyle, this 4 bedroom, 3 bath Ramrod Key home offers 2,242 sq. ft. of living space on a 6,000 sq. ft. canal-front lot and includes the adjacent 6,000 sq. ft. lot, creating a combined 12,000 sq. ft. property with plenty of room to enjoy the Florida Keys lifestyle. Boaters will appreciate the 10,000 lb. boat lift, while brand-new Trex dock provides a fresh setting for days spent along the water. Designed with family and guests in mind, the main level features a welcoming living room with a fireplace and direct access to the rear deck overlooking the canal. A well-appointed kitchen is complemented by a conveniently located pantry and laundry area just off the kitchen, while a guest bedroom and full bath complete this level. Upstairs, the primary ensuite offers its own fireplace, creating a comfortable private retreat. Two additional guest bedrooms feature balcony access, while a bonus living room provides a versatile second gathering space with direct access to the upper rear deck. With waterfront decks extending from both living areas, the home makes it easy to transition from indoor living to the outdoors and enjoy the canal views. A spacious 2-car garage provides abundant room for vehicles, boating gear and recreational equipment, complemented by 658 sq. ft. of permitted downstairs storage. A metal roof installed in 2017 adds another notable feature to the home. Whether gathering across multiple living areas, relaxing on the waterfront decks or heading out by boat for a day on the water, this property offers the space and versatility to make the most of life in the Keys. With an adjacent lot included in the sale, generous storage and a layout made for spending time together, it is easy to see why the sellers describe it simply as ''the perfect family house.''

Facts & features

Home type

Home

Year built

1998

Floors

2

Price per sq ft

$624

Parking

4-car garage

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Washer, Wine Cooler, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer

  • Flooring

    Tile, Carpet

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Storage

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$9,253 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,446
  • Property tax $1,399
  • Insurance $408

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Real Estate Co

Broker Name

Coldwell Banker Schmitt Real Estate Co

Agent

Lisa H Ferringo