For sale Home

Listed Oct 7, 2026

$974,800 Est. $6,447/mo

2698 Hwy 98 West

  • 3

    Beds

  • 2

    Baths

  • 1,350

    Sq ft

The story

  • Waterfront

Wake up to the water, unwind with breathtaking sunsets, and make every day feel like a vacation. This stunning custom-designed waterfront home, only four years young, offers the perfect blend of coastal charm, modern comfort, and unforgettable outdoor living. From the moment you arrive, you’ll appreciate the privacy and thoughtful design of this beautiful three-bedroom, two-bath home. The open-concept floor plan and split-bedroom layout create a comfortable space for both entertaining and relaxing. The spacious great room flows seamlessly into the screened living area and out to three private balconies, giving you plenty of opportunities to enjoy panoramic water views, spectacular sunrises, colorful sunsets, and the abundant marine life right outside your door. Just steps away is your own private white-sandy beach, complete with a fire pit and endless opportunities for swimming, fishing, kayaking, boating, and other water adventures. Imagine spending your mornings with a cup of coffee overlooking the water, afternoons on the beach, and evenings gathered around the fire as the sun sets. The beautifully designed kitchen offers solid wood cabinets, granite countertops, generous workspace and is well equipped for preparing everything from casual beachside meals to dinner with family and friends. Prefer to cook outdoors? Step outside and fire up the grill while enjoying the sounds and scenery of the waterfront. The private primary suite is a peaceful retreat featuring premium coastal French doors leading to your private balcony, a walk-in closet, and a gorgeous ensuite bath with a linen cabinet, seamless glass shower doors, and custom-tiled shower. The second bedroom enjoys its own private balcony and connects to the shared bath with the third bedroom, providing comfortable accommodations for family and guests. Practicality meets coastal living with a conveniently located cargo lift for luggage, groceries and more. The laundry room offers additional storage for seasonal belongings and beach supplies. An outdoor shower makes rinsing off sandy toes and salty beach days effortless. A private gated entrance leads to a concrete driveway with ample covered parking beneath the home, plus RV parking and hookups for added flexibility. Custom built only four years ago with upgraded high impact siding. The 100 year flood plan requires 17 feet high and this house is 22 feet high. Also, includes land on the north side of 98W that is approximately 24 feet by 100 feet. Coastal storm shutters are already installed on the two private balcony doors for peace of mind. For those looking for an investment opportunity, this home is furnished and ready for the vacation rental market, if you choose. A short drive to St. George Island, Apalachicola, dining, shopping and festive things to do. Whether you envision this as your full-time waterfront retreat, a private vacation escape, or an income-producing coastal getaway, this property delivers something truly special: your own private piece of paradise where the water is always part of the view and every day feels like a getaway.

Facts & features

Home type

Home

Year built

2022

Floors

1

Price per sq ft

$722

Included features

  • Cooling

    Central Air

  • Heating

    Heat Pump

  • Appliances

    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

  • Flooring

    Luxury Vinyl

  • Roof

    Metal

  • Lot Information

    Paved

  • Exterior

    Balcony, Fire Pit, Hurricane Shutters, Outdoor Shower, RV Hookup

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$6,447 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,188
  • Property tax $975
  • Insurance $284

Includes principal, interest, taxes & insurance.

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Listing Broker

MORRIS REALTY AND INVESTMENTS

Broker Name

MORRIS REALTY AND INVESTMENTS

Agent

Lynn Haynes