For sale Home

Listed Oct 23, 2026

$725,000 Est. $4,795/mo

265 Spotted Saddle Way

  • 4

    Beds

  • 3

    Baths

  • 2,156

    Sq ft

The story

  • Pool

**Welcome to 265 Spotted Saddle Way, tucked away in the heart of Horse Creek Ridge.** This 4-bedroom, 2.5-bath home offers 2,156 square feet of living space in a quiet side alley near the park and a short walk to the neighborhood pool. It's a peaceful, private setting that's still close to everything the community has to offer. Offered in the $725,000 to $765,000 range. Aerial photos show the exterior and setting. The interior is described in detail below, and a private showing is the best way to experience it. **An Open, Easy Layout** Downstairs, the home is designed around a spacious open-concept great room that brings the kitchen, dining area, and family room together in one connected space, perfect for everyday living and entertaining. Durable luxury vinyl plank flooring runs throughout the main level, combining a clean look with easy upkeep. The kitchen features granite countertops with warm brown cabinetry, so whoever is cooking stays part of the conversation. Also on the main floor, the bonus room has been converted into a dedicated home office, ideal for working from home, studying, or a quiet retreat away from the main living area. A convenient powder room downstairs is perfect for guests. **Upstairs Retreats** All four bedrooms are located upstairs, with beige carpet underfoot. The primary suite is a true private retreat, with a large en suite bath featuring a soaking tub and a separate shower, plus a walk-in closet. The other three bedrooms share a well-planned bathroom with dual sinks and a separate toilet room, which helps keep busy mornings running smoothly. T

Facts & features

Home type

Home

Year built

2019

Floors

2

Price per sq ft

$336

HOA

$206 / monthly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air, Dual, Whole House Fan

  • Sewer

    Public Sewer

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$4,795 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,859
  • Property tax $725
  • Insurance $211

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Allison James Estates & Homes

Broker Name

Allison James Estates & Homes

Agent

Jessica Villa

Location

Carlsbad CA 92008