For sale Residential

Listed Oct 14, 2026

$639,000 Est. $4,226/mo

2628 Pirates Bay Drive

  • 3

    Beds

  • 2

    Baths

  • 1,506

    Sq ft

The story

  • Pool

POOL HOME IN FERNANDINA BEACH! Welcome to island living at it's finest! This 3 bedroom, 2 bath home is perfectly situated in one of Amelia Island's most sought after neighborhoods, offering the ideal blend of comfort, convenience, and coastal charm. Centrally located on the island, you'll enjoy easy access to the beautiful Atlantic Ocean, nearby shopping, restaurants, and all the amenities that make Amelia Island such a desirable place to call home. Designed for both entertaining and tranquil relaxation, the outdoor space is a true highlight. Step out back to discover your own inground pool---the ultimate centerpiece for hosting summer barbeques, cooling off on warm Florida afternoons, or lounging under the stars. Recent updates provide peace of mind and modern appeal, including a new roof, new skylights, and fresh interior and exterior paint, making this home truly move-in ready. This home offers the perfect combination of location, lifestyle, and value. Don't miss your chance to own a piece of paradise on beautiful Amelia Island! Some photographs have been virtually staged.

Facts & features

Home type

Residential

Year built

1989

Floors

1

Price per sq ft

$424

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Heat Pump

  • Heating

    Heat Pump

  • Appliances

    Dryer, Dishwasher, Disposal, Microwave, Stove, Washer

  • Roof

    Shingle

  • Exterior

    Fence, Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,226 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,401
  • Property tax $639
  • Insurance $186

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER THE AMELIA GROUP

Broker Name

COLDWELL BANKER THE AMELIA GROUP

Agent

Danny Leeper