For sale Home

Listed Oct 22, 2026

$1,600,000 Est. $10,583/mo

261 Ridge Road

  • 4

    Beds

  • 3

    Baths

  • 2,524

    Sq ft

The story

  • Waterfront

Nestled on a private homesite overlooking the tranquil waters of Fox Lake, this beautifully updated residence offers the perfect blend of space, comfort, and timeless design. Featuring four bedrooms, including two spacious primary suites, the thoughtfully designed floor plan lives primarily on the main level, making everyday living both effortless and functional. A dramatic vaulted entry welcomes you into the sunken living room, where soaring wood ceilings, rich hardwood flooring, and travertine accents create a warm yet sophisticated atmosphere. The heart of the home is the beautifully appointed kitchen with fresh white cabinetry, stainless steel appliances, generous prep space, and picturesque lake views. The adjoining dining area and breakfast bar flow seamlessly to the expansive rear patio, designed for year-round entertaining. Paver walkways wind through the lush grounds, where mature citrus and pear trees create a private, tropical setting that complements the peaceful waterfront backdrop. Offering exceptional privacy, generous outdoor space, and breathtaking views, this Fox Lake retreat is a rare opportunity to enjoy refined lakefront living in Santa Rosa Beach. A county-approved lot split separating Lot 3 from Lot 4 will be completed and recorded in connection with closing . The $1,800,000 offering is for the home and the approximately 0.6 acres comprising Lot 3. Although the property is currently held under one parcel identification, the already approved split will be recorded at closing and will establish separate parcels for Lot 3 and Lot 4. See attached site plan.

Facts & features

Home type

Home

Year built

1989

Floors

2

Lot size

1 acres

Price per sq ft

$634

Parking

1-car garage

Included features

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating

    Central, Gas - Natural

  • Appliances

    Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Washer

  • Flooring

    Hardwood, Tile

  • Lot Information

    Addl Land Available, Within 1/2 Mile to Water

  • Exterior

    Outdoor Grill, Dock, Outdoor Kitchen

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$10,583 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $8,516
  • Property tax $1,600
  • Insurance $467

Includes principal, interest, taxes & insurance.

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Listing Broker

Compass

Broker Name

Compass

Agent

Spears Group