For sale Home

Listed Oct 31, 2026

$440,000 Est. $2,910/mo

2605 1st Street

  • 2

    Beds

  • 2

    Baths

  • 1,050

    Sq ft

The story

  • Waterfront

Your boat out back. Matlacha’s shops and restaurants nearby. A historic fisherman’s cottage to call your own. Completely renovated and fully furnished, this waterfront retreat blends classic island character with the comforts of an updated home. Direct Gulf access with no bridges puts Southwest Florida’s coastal waters within reach from your private dock and 10,000-pound boat lift. Spend the day fishing, cruising or exploring, then return for dinner nearby and a relaxed evening by the canal. Set on a waterfront corner lot, this two-bedroom cottage offers one full bath, one half bath and approximately 1,050 square feet of welcoming living space. Enjoy Matlacha’s distinctive mix of local shopping, art and dining, with near-by Pine Island and Cape Coral offering even more to explore. Looking for a personal getaway with rental potential? The furnished setup, waterfront amenities and island location create an appealing opportunity to explore, subject to applicable rental regulations. Make it your year-round home, seasonal escape or potential income-producing retreat—and make Matlacha’s waterfront lifestyle part of your next chapter.

Facts & features

Home type

Home

Year built

1950

Floors

1

Price per sq ft

$419

Included features

  • Cooling

    Central Air, Electric, Wall Units

  • Heating

    Central, Electric, Wall Furnace

  • Appliances

    Dishwasher, Electric Cooktop, Freezer, Microwave, Refrigerator, Tankless Water Heater

  • Flooring

    Tile

  • Roof

    Built Up, Flat

  • Lot Information

    Rectangular Lot

  • Exterior

    Deck, Fence, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,910 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,342
  • Property tax $440
  • Insurance $128

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Stephen M. Longest