For sale Home

Listed Jul 27, 2026

$2,480,000 Est. $16,403/mo

257 High Street

  • 8

    Beds

  • 4

    Baths

  • 3,978

    Sq ft

The story

Have you ever dreamed of owning a property where you can live in 1 unit while your tenants help pay your mortgage? This rare Westside Santa Cruz 4-plex offers that opportunity. What I love most about this property is the layout. Each of the 4 units offers a spacious 2BR/1BA floor plan of approx. 950 SF. The generous layouts make everyday living feel open, comfortable, and inviting something thats hard to find in many 4-plexes. Ideally located on the UCSC bus line, youll enjoy walking to Downtown Santa Cruz via the pedestrian bridge, with easy access to restaurants, coffee shops, shopping, entertainment, West Cliff Dr., the Santa Cruz Beach Boardwalk, and nearby beaches. The property is fully occupied and currently generates approx. $195,600 in annual gross income, including laundry income. Features include on-site laundry, separate gas meters, 2 carports, 4 additional off-street parking spaces, abundant street parking, and new water heaters (2025). Whether youre looking to reduce your housing costs, create a multigenerational living opportunity, or build long-term wealth, this is a rare chance to own a home that offers both an exceptional lifestyle and income potential.

Facts & features

Home type

Home

Year built

1953

Floors

2

Price per sq ft

$623

Parking

2-car garage

Included features

  • Heating

    Natural Gas

  • Flooring

    Hardwood, Laminate, Tile

  • Roof

    Composition Shingles

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$16,403 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $13,200
  • Property tax $2,480
  • Insurance $723

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Compass

Broker Name

Compass

Agent

Anson Ip

Location

CA 94025