For sale Home

Listed Jul 10, 2026

$2,750,000 Est. $18,189/mo

2331 Sr 30-A

  • 3

    Beds

  • 3

    Baths

  • 4,203

    Sq ft

The story

  • Waterfront

**Welcome to GRACIE**—a private bayfront legacy estate where timeless craftsmanship, Old Florida charm, and the natural beauty of St. Joseph Bay come together to create one of the most extraordinary waterfront properties on Florida's Forgotten Coast. Situated on **2.44 acres across two contiguous mixed commercial use parcels**, this remarkable estate offers privacy, tranquility, and endless possibilities. Whether you envision an exceptional waterfront residence, a multigenerational family retreat, an upscale fishing lodge, a luxury vacation rental, or an unforgettable wedding venue, this property provides the flexibility to bring that vision to life. From the moment you arrive, you'll appreciate the quality, character, and attention to detail found throughout the home. Warm timber-frame construction, soaring ceilings, custom finishes, and expansive windows frame breathtaking views of St. Joseph Bay, while multiple screened porches and outdoor living spaces invite you to slow down and embrace the peaceful rhythm of coastal living. Enjoy evenings by the outdoor fireplace, entertain from the outdoor kitchen, relax in the hot tub beneath the stars, or simply unwind as spectacular sunsets paint the sky over the bay. A private boardwalk leads to your **private dock**, providing direct access to one of Florida's most pristine estuaries. Spend your mornings fishing for trophy speckled trout, redfish, and flounder, your afternoons scalloping in the crystal-clear waters of St. Joseph Bay, or exploring by kayak and paddleboard. Here, dolphins frequently pass by, coastal birds fill the skies, and every day feels like a vacation. The thoughtfully designed home offers generous gathering spaces perfect for entertaining family and friends while maintaining warm, inviting areas for quiet moments overlooking the water. Every room has been carefully crafted to maximize comfort, functionality, and the incredible waterfront views that define this one of a kind property. Both parcels are zoned **Mixed Commercial Use**, This allows for a variety of future uses, currently a luxury residence, boutique hospitality, vacation rental opportunities, wedding venue, fishing retreat, or other approved commercial ventures. The front parcel also offers the potential for short-term RV accommodations and includes a pole barn with power and water already in place, providing even greater flexibility. Properties of this caliber are rarely offered. Combining acreage, privacy, direct bay frontage, mixed commercial use zoning, and access to world-class fishing and scalloping, **GRACIE** is far more than a home it's a legacy investment, a destination, and a place where generations of family and friends will gather to create memories that last a lifetime. Experience the peace, serenity, and unmatched beauty of St. Joseph Bay where every sunrise inspires, every sunset amazes, and every day feels like you're exactly where you're meant to be.

Facts & features

Home type

Home

Year built

2016

Floors

2

Lot size

2 acres

Price per sq ft

$654

Included features

  • Cooling

    Central Air, Electric, Multi Units, Ceiling Fan(s), Whole House Fan

  • Heating

    Heat Pump, Central, Electric

  • Appliances

    Dishwasher, Disposal, Freezer, Microwave, Refrigerator

  • Roof

    Metal

  • Lot Information

    Cleared, Landscaped, Waterfront

  • Exterior

    Dock, Outdoor Shower

  • Water Source

    Public, Well

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$18,189 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $14,637
  • Property tax $2,750
  • Insurance $802

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Empire Real Estate of Florida, LLC

Broker Name

Empire Real Estate of Florida, LLC

Agent

Daniel Raffield

Location

Panama City FL 32401