For sale Home/Estate

Listed Sep 21, 2026

$4,995,000 Est. $33,037/mo

2311 Finney Street

  • 2

    Beds

  • 3

    Baths

  • 1,952

    Sq ft

The story

  • Waterfront

Set above the Pacific on a tucked-away beachside street in Summerland, this tastefully appointed California cottage captures the relaxed character and natural beauty of the Central Coast. Thoughtfully remodeled with high-end materials and amenities, the two-bedroom, three-bath residence is filled with natural light and ocean views. The upper-level primary suite features pitched ceilings and a beautifully appointed bath. Wide-plank hardwood floors and refined finishes continue throughout. Outside, an expansive deck, mature landscaping, outdoor shower, and built-in spa create an inviting setting. A dedicated path leads to the sand and adjoins Lookout Beach Park. Approved plans to convert the garage to living space offer further potential. Available furnished, just moments from Lillie Avenue.

Facts & features

Home type

Home/Estate

Year built

1986

Price per sq ft

$2,559

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Heating

    Forced Air, Radiant Floor

  • Appliances

    Wine Refrigerator, Refrigerator, Gas Range, Dishwasher, Disposal, Dryer, Microwave, Washer

  • Flooring

    Hardwood, Tile

  • Roof

    Composition

  • Lot Information

    Waterfront, Oceanfront

  • Exterior

    Hot Tub, Fruit Trees

  • Water Source

    Mont Wtr

  • Sewer

    Sewer Hookup

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$33,037 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $26,585
  • Property tax $4,995
  • Insurance $1,457

Includes principal, interest, taxes & insurance.

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Listing Broker

Berkshire Hathaway HomeServices California Properties

Broker Name

Berkshire Hathaway HomeServices California Properties

Agent

Marsha Kotlyar Estate Group