For sale Home

Listed Oct 16, 2026

$324,000 Est. $2,143/mo

2239 Surf Road

  • 3

    Beds

  • 3

    Baths

  • 1,969

    Sq ft

The story

Enjoy the relaxed coastal lifestyle of Florida's Forgotten Coast! Located in the Ochlockonee Bay community of Panacea, this spacious 3-bedroom, 2-bath home offers approximately 1,969 square feet of living space on a generous 0.35-acre lot. The open floor plan, abundant natural light, and generously sized rooms create a welcoming atmosphere, while the sunroom provides a wonderful spot to unwind and enjoy the coastal surroundings. Tile flooring throughout offers practical appeal for life near the water, and the screened porch is perfect for enjoying the fresh air. Additional features include a fireplace, a two-car carport, and convenient access for boats and recreational vehicles. Just moments from the bay and Otter Creek, with nearby opportunities for boating, fishing, biking, and beach outings at Mashes Sands, this property offers an inviting home base for enjoying the natural beauty and laid-back charm of the Panacea area. Come discover the possibilities of coastal living!

Facts & features

Home type

Home

Year built

1971

Floors

1

Price per sq ft

$165

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air, Ceiling Fans, Electric

  • Appliances

    Dryer, Dishwasher, Disposal, Ice Maker, Refrigerator, Washer

  • Flooring

    Tile

  • Exterior

    Fully Fenced

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,143 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,724
  • Property tax $324
  • Insurance $95

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

TNC Real Estate Services

Broker Name

TNC Real Estate Services