For sale Home

Listed Oct 22, 2026

$649,900 Est. $4,298/mo

2127 Shell Cove Circle

  • 3

    Beds

  • 3

    Baths

  • 1,625

    Sq ft

The story

Where the Egan's Creek Greenway meets your own neighborhood, this 2018 Artisan Homes build in Shell Cove offers an easy, 3BR/3BA single-story way of living on Amelia Island. Set outside the flood zone within the Fernandina Beach city limits, the home enjoys community access to the Greenway's miles of walking and biking trails and some of the island's finest bird watching. An open floor plan brings the kitchen, dining and living areas together in one bright, welcoming space finished in wood-look tile, with the living area pre-plumbed for surround sound. The kitchen pairs quartz countertops with two-tone cabinetry, along with a natural gas cooktop, wall-mounted microwave and oven, KitchenAid dishwasher, GE refrigerator and a walk-in pantry. The primary suite offers a double-tray ceiling with added lighting, a walk-in closet and a bath with granite counters, double sinks, an easy access walk-in shower and a private water closet. Two additional bedrooms with full baths give family and guests their own comfortable space and washer/dryer are INCLUDED. Outdoors, a screened porch with concrete flooring is framed by a privacy hedge, perfect for quiet mornings and easy evenings. A 2018 Carrier HVAC system, water softener, termite protection system, city water and sewer, and a single-car attached garage add peace of mind. Historic downtown Fernandina Beach, Fort Clinch State Park, Baptist Medical Center Nassau and the Atlantic beaches are all a short drive or bike ride away.

Facts & features

Home type

Home

Year built

2018

Floors

1

Price per sq ft

$400

HOA

$667 / annually

Parking

1-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned

  • Flooring

    Carpet, Tile

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,298 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,459
  • Property tax $650
  • Insurance $190

Includes principal, interest, taxes & insurance.

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Listing Broker

SUMMER HOUSE REALTY

Broker Name

SUMMER HOUSE REALTY

Agent

JENNY SCHAFFER