2109 garfield street

Buyer assistance up to $21,000! This home qualifies under Chattanooga's Down Payment Assistance Program. Qualified buyers may be eligible for up to $21,000 in combined assistance through the City of Chattanooga and THDA programs. Renting for $1,600/month? You may qualify to own and pay less than renting! Plus seller paid home warranty! Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the original hardwood floors and creating a warm, inviting living area. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a huge level, fenced backyard that provides plenty of room for children, pets, gardening, or outdoor grilling. The lot has potential to even add a secondary dwelling! Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.