For sale Home

Listed Mar 12, 2026

$425,000 Est. $2,811/mo

20798 White Oaks Road

  • 3

    Beds

  • 3

    Baths

  • 2,717

    Sq ft

The story

  • Basement

NEW ROOF (August 2026) installed on this beautiful ranch tucked away in a peaceful 15-home rural subdivision. This expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. This spacious ranch-style home that includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today and send over an offer, sellers are motivated!

Facts & features

Home type

Home

Year built

1964

Lot size

7 acres

Price per sq ft

$156

Parking

2-car garage

Included features

  • Fireplace

    2 fireplaces

  • Basement

    Yes

  • Cooling

    Window Unit(s)

  • Heating

    Gas, Baseboard, Radiant

  • Appliances

    Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Gas Oven

  • Flooring

    Hardwood

  • Roof

    Asphalt

  • Lot Information

    Mature Trees

  • Water Source

    Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$2,811 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,262
  • Property tax $425
  • Insurance $124

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

HomeSmart Connect LLC

Broker Name

HomeSmart Connect LLC

Agent

Anthony Cataldo