For sale Home

Listed Sep 18, 2026

$594,900 Est. $3,935/mo

20597 Southeast Gemstone Avenue

  • 3

    Beds

  • 3

    Baths

  • 2,052

    Sq ft

The story

Lightly lived in and meticulously maintained, this beautifully cared-for 3-bedroom, 2.5-bath home offers the ideal blend of comfort, style, and Central Oregon lifestyle in Bend's desirable Stone Creek neighborhood. The open-concept floor plan creates an inviting flow between the kitchen, dining, and living spaces--perfect for everyday living and entertaining. Stone Creek is known for its central location and easy access to the Old Mill District, while offering a true neighborhood feel with walkable amenities including Silver Rail Elementary, the community pool, and Stone Creek Park with trails, natural areas, and recreation. Outside, the backyard is the real showstopper, featuring excellent southerly exposure, attractive xeriscaping, and a layout designed for enjoying Bend's sunny days and cool evenings. Gather around the fire pit, unwind in the hot tub, or simply soak up the sunshine in this private outdoor retreat. Thoughtfully maintained and move-in ready, don't miss this SE gem!

Facts & features

Home type

Home

Year built

2020

Price per sq ft

$290

HOA

$265 / quarterly

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Forced Air, Natural Gas

  • Appliances

    Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Water Heater

  • Flooring

    Carpet, Vinyl

  • Roof

    Composition

  • Lot Information

    Drip System, Fenced, Landscaped, Sprinkler Timer(s), Sprinklers In Front, Sprinklers In Rear, Xeriscape Landscape

  • Exterior

    Fire Pit, Spa/Hot Tub

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,935 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,166
  • Property tax $595
  • Insurance $174

Includes principal, interest, taxes & insurance.

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Listing Broker

eXp Realty, LLC

Broker Name

eXp Realty, LLC

Agent

Ryan McGlone