For sale Home

Listed Oct 10, 2026

$1,145,000 Est. $7,573/mo

2052 Whelk Way

  • 5

    Beds

  • 5

    Baths

  • 2,764

    Sq ft

The story

  • Pool

EXCEPTIONAL VALUE IN ST. GEORGE ISLAND PLANTATION! Discover this beautifully renovated, fully furnished 5-bedroom, 4.5-bath Mediterranean-style retreat offering 2,764 heated and cooled square feet in one of St. George Island's most desirable gated communities. With extensive upgrades, exceptional energy efficiency, and proven rental income, this property offers an outstanding combination of coastal comfort, investment potential, and value. Located just 1,000 feet from the Gulf's sugar-white beaches, this spacious island getaway accommodates 14 guests, making it ideal for large families, entertaining, or vacation rentals. The thoughtfully designed floor plan features two generous living areas, an expansive upper-level deck perfect for island sunsets, and a screened porch for enjoying coastal breezes. Step outside to your private swimming pool, complete with a heater/chiller system for year-round enjoyment. Inside, recent renovations have created a fresh, inviting atmosphere while preserving the home's Mediterranean charm. Improvements include refinished hardwood floors, granite countertops, updated fixtures and hardware, polished metal railings, and refreshed bathroom lighting. Offered fully furnished, this property provides the convenience of a turnkey coastal retreat. A standout feature is the home's impressive energy efficiency! Solar panels installed in 2023 provide power for the entire residence, including the electric water heater, with a reported monthly electric connection fee of approximately $30. Additional improvements include a new water heater, new aerobic septic system, hurricane shutters, aluminum pool safety gates, a golf cart garage, and generous storage. These substantial upgrades offer added value and potential savings on operating expenses. Residents of St. George Island Plantation enjoy 24-hour gated security, two community pools, a clubhouse, fitness center, tennis and pickleball courts, scenic biking paths, and a 3,300-foot private airstrip. INVESTMENT OPPORTUNITY! The property has generated $85,984 in rental income in 2026, demonstrating its appeal as a vacation rental. With five bedrooms, accommodations for 14, a private pool, and proximity to the beach, this home offers the features vacationers seek. Whether you're looking for a personal coastal retreat or an income-producing investment, this property delivers exceptional versatility. With extensive improvements already completed, attractive operating costs, and proven rental performance, this home represents a compelling value in today's market. The seller welcomes serious offers! Schedule your private showing today! New buyer fee of % payable to the Plantation Owner's Association.

Facts & features

Home type

Home

Year built

1999

Floors

2

Lot size

1 acres

Price per sq ft

$414

HOA

$5,083 / annually

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Electric, Ceiling Fan(s)

  • Appliances

    Dishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator w/Ice Maker, Washer

  • Flooring

    Hardwood

  • Lot Information

    Corner Lot, Dedicated Beach, Flood Insurance Required, Subdivided, Within 1/2 Mile of Water, Wooded

  • Exterior

    Hurricane Shutters, Outdoor Shower

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$7,573 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,094
  • Property tax $1,145
  • Insurance $334

Includes principal, interest, taxes & insurance.

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Listing Broker

Anchor Realty Florida

Broker Name

Anchor Realty Florida

Agent

Lance Bockelman