For sale Home

Listed Jul 9, 2026

$650,000 Est. $4,299/mo

20480 Torre Del Lago Street

  • 3

    Beds

  • 2

    Baths

  • 2,618

    Sq ft

The story

  • Pool
  • Waterfront

The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.

Facts & features

Home type

Home

Year built

2007

Floors

2

Price per sq ft

$248

HOA

$573 / quarterly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans, Electric

  • Heating

    Central, Electric

  • Appliances

    Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer

  • Flooring

    Carpet, Tile

  • Roof

    Tile

  • Lot Information

    Rectangular Lot, Sprinklers Automatic

  • Exterior

    Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,299 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,460
  • Property tax $650
  • Insurance $190

Includes principal, interest, taxes & insurance.

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Listing Broker

Royal Shell Real Estate, Inc.

Broker Name

Royal Shell Real Estate, Inc.

Agent

Lisa Ninchritz