For sale Home

Listed Aug 26, 2026

$524,900 Est. $3,472/mo

2023 Market

  • 1

    Beds

  • 1

    Baths

  • 352

    Sq ft

The story

  • Pool

Charming Detached Historic Cottage | No HOA | Mills Act Tax Savings Welcome to this charming, historically designated cottage in Sherman Heights. This stand-alone 1-bedroom, 1-bath home offers a rare alternative to condo living, with no shared walls, no HOA dues, and easy access to Downtown and some of San Diego's most popular destinations. Property Highlights: Remodeled Interior: Updated interior with mini-split heating and air conditioning, in-home washer and dryer, new dishwasher, included appliances, and a HALO whole-home water filtration system. Private Outdoor Space: Enjoy your own private back patio, perfect for relaxing, dining, or entertaining. Mills Act: An active Mills Act agreement has provided historically lower property taxes while helping preserve the home's historic character. No HOA: Enjoy the privacy of a detached home without any HOA dues, or condo fees. Great Location: Approximately one mile from Downtown, 1.8 miles from Balboa Park, and 1.5 miles from Seaport Village and the Coronado Ferry, with convenient access to freeways, public transportation, dining, and more. Investment Potential: A unique opportunity for a primary residence or investment property, or Short Term Rental new owner to get proper licensing.

Facts & features

Home type

Home

Year built

1920

Floors

1

Price per sq ft

$1,491

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Other/Remarks

  • Heating

    Other/Remarks

  • Appliances

    Dishwasher, Water Purifier

  • Flooring

    Other/Remarks

  • Roof

    Composition, Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,472 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,794
  • Property tax $525
  • Insurance $153

Includes principal, interest, taxes & insurance.

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Listing Broker

CAL STATE REALTY SERVICES

Broker Name

CAL STATE REALTY SERVICES

Agent

RICKII COE

Location

SAN DIEGO CA 92130