For sale Home

Listed Oct 20, 2026

$595,000 Est. $3,935/mo

196 Silver Reef Lane

  • 4

    Beds

  • 3

    Baths

  • 2,647

    Sq ft

The story

Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations.

Facts & features

Home type

Home

Year built

2020

Floors

1

Price per sq ft

$225

HOA

$305 / quarterly

Parking

3-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Heat Pump

  • Appliances

    Dryer, Disposal, Dishwasher, Gas Range, Microwave, Washer

  • Flooring

    Carpet, Tile

  • Lot Information

    Many Trees

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,935 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,167
  • Property tax $595
  • Insurance $174

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Broker Name

KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Agent

DAWN MARIE COYNE