For sale Home

Listed Oct 4, 2026

$1,050,000 Est. $6,945/mo

17 Monticello Lane

  • 4

    Beds

  • 3

    Baths

  • 1,597

    Sq ft

The story

  • Pool

Welcome to 17 Monticello, a beautifully refreshed 4-bedroom, 3-bathroom home in the desirable community of Rancho Santa Margarita. Offering approximately 1,600 square feet of living space, this home combines comfort, functionality, and modern updates for todays lifestyle. Step inside to a light and inviting interior featuring **newer hard-surface flooring throughout and a fresh coat of modern paint**, creating a clean, contemporary feel. The open-concept kitchen is designed for both everyday living and entertaining, with granite countertops, a center island, and stainless-steel appliances. Upstairs, the versatile floor plan offers three bedrooms plus a spacious loft that can be used as an office, playroom, or easily converted to a fourth bedroom to fit your needs. The primary suite provides a relaxing retreat with an updated bathroom and comfortable space to unwind. Enjoy seamless indoor-outdoor living through the French doors leading to the private backyard, where planters and a fire pit create an inviting setting for gatherings, dining, or relaxing under the stars. Additional highlights include **solar panels for energy efficiency**, upgraded lighting, shutters, and thoughtful improvements throughout the home. Located within a wonderful RSM neighborhood, residents enjoy nearby parks, walking and biking trails, highly regarded schools, community amenities, shopping, dining, and seasonal events. With **only one HOA and no Mello-Roos**, this is an excellent opportunity to enjoy the lifestyle and amenities that make Rancho Santa Margarita such a desirable place to call home.

Facts & features

Home type

Home

Year built

1997

Floors

2

Price per sq ft

$657

HOA

$91 / monthly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air

  • Appliances

    Solar Panels

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$6,945 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,589
  • Property tax $1,050
  • Insurance $306

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Best Realty

Broker Name

Coldwell Banker Best Realty

Agent

Victoria Lim

Location

Fullerton CA 92833