For sale Multi-Family Home

Listed Aug 20, 2026

$2,975,000 Est. $19,677/mo

1656 Scenic Gulf Drive

  • 8

    Beds

  • 8

    Baths

  • 5,040

    Sq ft

The story

  • Pool

Completely reimagined and extensively renovated in 2026, this Miramar Beach duplex offers two identical three story residences totaling 5,040 square feet of heated and cooled living space. With no HOA, deeded beach access directly across Scenic Gulf Drive, Gulf views, a fenced shared pool, and an updated paved driveway with on site parking, this is a rare Emerald Coast opportunity. Each residence offers approximately 2,520 square feet with 4 bedrooms, 3 full bathrooms, and 1 half bathroom. The first floor includes two bedrooms, a full bathroom, and a spacious living area with direct pool access. One first floor bedroom in each residence features custom built bunk beds for additional sleeping accommodations. The second floor features an open living and dining area, half bathroom, Gulf view balcony, and updated kitchen with quartz countertops, white shaker cabinetry, subway tile backsplash, stainless steel appliances, and generous storage. The third floor provides two bedrooms, two full bathrooms, and an additional Gulf view balcony. Permitted improvements include a metal reroof, siding, doors, flooring, sheetrock, kitchens, bathrooms, water heaters, vanities, plumbing and electrical fixtures, trim, ceiling fans, lighting, paint, and refreshed exterior amenities. This property offers exceptional flexibility for investment, multigenerational living, or a coastal retreat.

Facts & features

Home type

Multi-Family Home

Year built

1984

Floors

3

Price per sq ft

$590

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans, Multi Units

  • Heating

    Central, Electric

  • Appliances

    Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Roof

    Metal

  • Lot Information

    Sprinkler System, Paved

  • Exterior

    Patio, Rain Gutters

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$19,677 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $15,834
  • Property tax $2,975
  • Insurance $868

Includes principal, interest, taxes & insurance.

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Listing Broker

Counts Real Estate Group Inc

Broker Name

Counts Real Estate Group Inc

Agent

Tiffani Harnish

Location

Panama City Beach FL 32413