For sale Condo

Listed Jun 20, 2026

$259,000 Est. $1,713/mo

16 Summer Terrace #16

  • 3

    Beds

  • 2

    Baths

  • 1,369

    Sq ft

The story

Beautifully updated and ideally located, this Palm Coast home is perfect for full-time living, a seasonal getaway, or a future retirement retreat. Easy to lock up and leave, then return to enjoy everything Florida living provides. Inside, approximately $10,000 in new luxury vinyl flooring is complemented by fresh designer paint and trim throughout. The spacious open-concept living area is ideal for relaxing or entertaining, while the sunroom provides a bright, inviting space to unwind. The primary suite features a walk-in closet and private en-suite bath, while the split floor plan offers additional bedrooms for privacy. An interior laundry room and two-car garage with tile flooring add everyday convenience. Just steps away are the community’s private pool, clubhouse, and guest parking. Enjoy truly LOW MAINTENANCE living, with the HOA covering exterior building maintenance, lawn care and landscaping of individual homes and common grounds, pest control, internet, cable, pool, and clubhouse. The roof was replaced by the HOA in 2022. This well-lit neighborhood offers a walkable lifestyle with restaurants, cafés, shopping, and everyday conveniences nearby. The home is approximately five minutes from I-95 and 15 minutes from the Atlantic Ocean, with easy access to historic St. Augustine, Daytona Beach, golf courses, beaches, and the Daytona Beach, Jacksonville, and Orlando international airports. A wonderful opportunity for buyers seeking an easy-care Florida home to enjoy now and for years to come.

Facts & features

Home type

Condo

Year built

2003

Floors

1

Price per sq ft

$189

HOA

$509 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Disposal, Microwave, Range, Refrigerator

  • Flooring

    Ceramic Tile

  • Roof

    Shingle

  • Exterior

    Lighting, Private Mailbox

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,713 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,379
  • Property tax $259
  • Insurance $76

Includes principal, interest, taxes & insurance.

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Listing Broker

COASTAL GATEWAY REAL ESTATE GR

Broker Name

COASTAL GATEWAY REAL ESTATE GR

Agent

Catherine Swanson