For sale Home

Listed Jul 28, 2026

$2,150,000 Est. $14,220/mo

16 Potbelly Beach Road

  • 2

    Beds

  • 1

    Baths

  • 774

    Sq ft

The story

This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.

Facts & features

Home type

Home

Year built

1959

Floors

1

Price per sq ft

$2,778

HOA

$2,400 / quarterly

Included features

  • Fireplace

    1 fireplace

  • Appliances

    Dishwasher

  • Flooring

    Laminate

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$14,220 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $11,443
  • Property tax $2,150
  • Insurance $627

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

David Mann