For sale Home

Listed Apr 24, 2026

$449,900 Est. $2,976/mo

1566 Indian Bay Road

  • 2

    Beds

  • 2

    Baths

  • 1,536

    Sq ft

The story

Welcome to your laid-back coastal retreat in the desirable Indian Bay neighborhood of Hernando County. This elevated two-bedroom, one-and-a-half-bath home captures the essence of Gulf-side living with inviting spaces and breezy waterfront charm. Step inside to a light-filled family room that flows effortlessly into a spacious kitchen designed for both function and style. Featuring abundant cabinetry, granite countertops, and a cozy eat-in area, the kitchen overlooks the Gulf--creating the perfect backdrop for morning coffee or evening meals. Both the kitchen and family room offer sliding glass doors that open to a covered, screened front deck where you can unwind and take in stunning sunset views over the water. The home offers two generously sized bedrooms, each with pocket sliding doors, ample closet space, and private sliding glass doors leading to an expansive 31-foot covered back patio overlooking a peaceful, wooded backyard--ideal for relaxing or entertaining in a more secluded setting. Need extra space? A charming spiral staircase in the family room leads to a 31' x 12' loft, currently utilized as a third bedroom, offering flexibility for guests, a home office, or creative space. Underneath the home, you'll find an impressive 60' x 31' area with 11-foot ceiling height and a convenient half bath--perfect for storing boats, RVs, or all your coastal lifestyle toys. Ideally located just minutes from Hernando Beach shopping, dining, and local marinas, this home offers the perfect blend of comfort, functionality, and relaxed coastal living. Whether you're looking for a full-time residence or a weekend getaway, this Gulf-view gem is ready to welcome you home.

Facts & features

Home type

Home

Year built

2001

Floors

1

Price per sq ft

$293

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator

  • Flooring

    Laminate

  • Roof

    Metal

  • Lot Information

    Dead End Street, Wooded

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$2,976 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,395
  • Property tax $450
  • Insurance $131

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Peoples Trust Realty Inc

Broker Name

Peoples Trust Realty Inc

Agent

Sean P Kwiatkowski