For sale Home

Listed Oct 13, 2026

$348,000 Est. $2,302/mo

1513 Caramel Circle

  • 3

    Beds

  • 2

    Baths

  • 1,872

    Sq ft

The story

  • Basement

***MULTIPLE OFFER NOTICE. DEADLINE IS 11/03/2026 AT 1:00PM. SELLER RESERVES THE RIGHT TO ACCEPT OFFER AT ANY TIME.*** Looking for those lower rates from the last couple of years? This seller is offering a 2/1 Temporary Buy Down, essentially pre-paying your rate down 2% for the first year, and 1% down for the second year of your mortgage. Imagine taking your quoted rate for the loan program you qualify for, and paying the first year payments on a rate 2% below your permanent rate, and 1% below for the second year. Call for details and exact savings today! You'll love the new kitchen, completely replaced cabinets, added granite counter tops in 2020, microwave 2019, and all other appliances in 2024, with tile flooring, updating lighting and plumbing, and top if off with beautiful trim work and wainscoting... you'll love it! Just off the eat-in kitchen is a massive 26x10 covered porch overlooking the flat back yard, completely fenced in. Large living room, three big bedrooms and two full baths all in neutral hues, freshly painted round out the main level. Downstairs, you'll find a den, workroom, office, or could be used as fourth bed, plus laundry room, with tiled flooring. Full sized garage, with plenty of room for storage. Recently painted exterior (2023,2024) is clean and crisp, with super curb appeal and a covered front porch that runs the full width of the house. Neat, clean, and spotless inside and out, plus offering to keep your payments lower the first couple of years, this one is a winner!

Facts & features

Home type

Home

Year built

1975

Price per sq ft

$186

Parking

2-car garage

Included features

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Natural Gas

  • Appliances

    Stainless Steel Appliance(s), Oven, Microwave, Electric Range, ENERGY STAR Qualified Appliances, Electric Oven, Dishwasher, Cooktop

  • Flooring

    Laminate, Tile

  • Lot Information

    Level, Cleared

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,302 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,852
  • Property tax $348
  • Insurance $102

Includes principal, interest, taxes & insurance.

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Listing Broker

Greater Chattanooga Realty, Keller Williams Realty

Broker Name

Greater Chattanooga Realty, Keller Williams Realty

Agent

Tim West