For sale Home

Listed Oct 31, 2026

$375,000 Est. $2,480/mo

1501 North Lake Howard Drive

  • 3

    Beds

  • 2

    Baths

  • 2,200

    Sq ft

The story

  • Waterfront

A rare 1945-lakefront home on Lake Howard along Winter Haven's highly sought-after Chain of Lakes. This central Florida waterfront property offers a 2BR/1BA main home plus a separate 1BR/1BA guesthouse currently used as a rental. The breezeway, (laundry rm), has a doorway from the main house leading into the guesthouse that has been sealed off, but could easily be opened again if a buyer wanted to merge the guesthouse into becoming part of the main home. The historic charm here is truly one of a kind w/ original hardwood floors running through much of the home, arched doorways between the rooms, & even the original front door w/ its antique turn-key doorbell. The living rm is anchored by a wood-burning fireplace w/ deep built-in shelving on each side, while large sweeping windows frame views of Lk Howard. The Florida rm/sun rm features wall-to-wall wrap-around windows, tile floor & a built-in window seat w/ storage, offering panoramic lake views & beautiful sunsets. An ornate stained glass divider leads from the sun rm into the dining rm, which showcases a stunning hand-painted mural of Old Florida lakefront scenery w/ the same blue herons, coots & anhingas you'll see right outside. The bathroom features an arched, tiled walk-in shower w/ a frameless glass enclosure. The spacious kitchen offers tile floors, tile countertops, a gas range, white cabinetry, a pantry & a breakfast-nook area w/ French doors that lead to the separate laundry rm, which features vintage mosaic tile floors & direct access to the brick walkway & the generously sized wrap-around wooden sun deck. The large .35-acre lot offers room for a garden, pool, or a private outdoor retreat. Just behind the main home, the guesthouse has its own charm, w/ a checkerboard woven wood ceiling & painted vintage mosaic tile floors. Its living area has sliders leading to its private covered patio. The guesthouse kitchen includes wood cabinetry, & tile floors while the tiled bathroom offers a step-in shower. The same tenant has called it home for approx. 4 years & rents month-to-month for $800/mo, making it a reliable income-producing property, a private space for guests, or a future extension of the main home. There are 3 carports plus 2 storage rooms. Across the street, your private lakefront features a boat dock w/ electric, newer decking & a boatlift that just needs a motor. This fixer-upper needs some TLC, but w/ this much character & potential on the Chain of Lakes, it is a rare chance to restore a true piece of Winter Haven history. All measurements are approx. & all info should be confirmed by buyer.

Facts & features

Home type

Home

Year built

1945

Floors

1

Price per sq ft

$170

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air, Wall/Window Unit(s)

  • Heating

    Central, Ductless

  • Appliances

    Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Gas Water Heater, Refrigerator, Washer

  • Flooring

    Ceramic Tile, Wood

  • Roof

    Metal, Shingle

  • Lot Information

    Corner Lot, City Limits, Sidewalk, Paved

  • Exterior

    Private Mailbox, Sidewalk, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,480 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,996
  • Property tax $375
  • Insurance $109

Includes principal, interest, taxes & insurance.

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Listing Broker

JULIE MATTHEWS GROUP LLC

Broker Name

JULIE MATTHEWS GROUP LLC

Agent

Kennedy Matthews