For sale Home

Listed Mar 31, 2026

$3,995,000 Est. $26,423/mo

1500 Wharf Road 22

  • 3

    Beds

  • 2

    Baths

  • 1,850

    Sq ft

The story

Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.

Facts & features

Home type

Home

Year built

1927

Floors

2

Price per sq ft

$2,159

HOA

$2,260 / annually

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Heating

    Forced Air, Natural Gas, Zoned, Central

  • Appliances

    Electric Oven, Electric Range, Washer/Dryer

  • Flooring

    Wood

  • Lot Information

    Flag Lot

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$26,423 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $21,263
  • Property tax $3,995
  • Insurance $1,165

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Bailey Properties

Broker Name

Bailey Properties

Agent

Paul Bailey