For sale Home

Listed Sep 29, 2026

$3,595,000 Est. $23,778/mo

145 East Water Street

  • 4

    Beds

  • 4

    Baths

  • 2,504

    Sq ft

The story

  • Pool

Situated on one of the largest lots in Rosemary Beach, this distinctive property offers a rare combination of space, privacy, and exceptional potential in one of 30A's most sought-after coastal communities. Featuring one of Rosemary Beach's largest private pools, expansive outdoor living areas, and exciting opportunities for future expansion, the possibilities are truly remarkable. Designed by renowned coastal architect Julia Starr Sanford, the main residence captures the timeless architectural character and charm of Rosemary Beach. Inviting porches, thoughtfully designed living spaces, and a seamless connection to the outdoors create an ideal setting for both everyday living and entertaining. At the heart of the property, an expansive private courtyard and oversized pool, surrounded by mature landscaping, provide a beautiful setting for gathering with family and friends. Adding to the property's appeal are architectural plans for a carriage house, also designed by Julia Starr Sanford to complement the existing residence. The proposed addition would transform the existing party porch and carport area into additional living space while preserving a covered outdoor entertaining area overlooking the courtyard and pool. With the potential to further enhance the outdoor spaces and expand the home's accommodations, the property presents an exciting opportunity as both a private coastal retreat and an income-producing investment, with the possibility of increased rental revenue and future value upon completion of the carriage house. Beyond the property, Rosemary Beach offers an exceptional coastal lifestyle, with charming cobblestone streets, winding boardwalks, beautifully maintained green spaces, and pedestrian pathways connecting the community. Residents and guests enjoy multiple beach access points leading to the sugar-white sands and emerald waters of the Gulf, along with community pools, tennis courts, and fitness amenities. Just a short stroll away, the vibrant Town Center features an outstanding collection of restaurants, cafés, boutiques, galleries, and specialty shops, offering everything from morning coffee to fine dining and rooftop sunset views.

Facts & features

Home type

Home

Year built

2002

Floors

3

Price per sq ft

$1,436

Included features

  • Pool

    Yes

  • Cooling

    Ceiling Fans, Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect

  • Flooring

    Floor Hardwood, Floor Tile

  • Lot Information

    Corner, Within 1/2 Mile to Water

  • Exterior

    Balcony, Separate Living Area, Shower, Yard Building

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$23,778 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $19,134
  • Property tax $3,595
  • Insurance $1,049

Includes principal, interest, taxes & insurance.

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Listing Broker

Rosemary Beach Realty LLC

Broker Name

Rosemary Beach Realty LLC

Agent

Stephen M McGrath