For sale Home

Listed Jan 15, 2026

$1,189,000 Est. $7,864/mo

13649 Banana Wind Way 31

  • 5

    Beds

  • 5

    Baths

  • 2,128

    Sq ft

The story

  • Pool

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

Facts & features

Home type

Home

Year built

2023

Floors

2

Price per sq ft

$559

HOA

$2,225 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Energy Star Qualified Equipment

  • Heating

    Central, Energy Star Qualified Equipment

  • Appliances

    Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker

  • Flooring

    Plank, Vinyl

  • Roof

    Metal

  • Lot Information

    Sprinkler System, Paved

  • Exterior

    Patio

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,864 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,328
  • Property tax $1,189
  • Insurance $347

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

MJH Real Estate Brokerage, LLC

Broker Name

MJH Real Estate Brokerage, LLC

Agent

Melissa Harris

Location

Fayetteville GA 30215