For sale Home

Listed Jun 30, 2025

$399,900 Est. $2,645/mo

13636 St Highway 20

  • 3

    Beds

  • 2

    Baths

  • 1,296

    Sq ft

The story

Incredible opportunity across from the Choctawhatchee Bay! This unique property spans two spacious lots, offering endless possibilities—whether you're looking to renovate the existing home or start fresh with new construction. The current 3-bedroom, 2-bath home offers great potential as a fixer-upper investment or a rental, with bay views just steps away. With two separate lots, you have the option to demolish and build two new homes, making this an ideal project for developers or investors. Enjoy serene water views and bay breezes from this prime location, just minutes from Choctaw Beach Park, boat launch, and all that Niceville has to offer. Don't miss your chance to own a piece of property in one of the area's most desirable water-view corridors—live in one, sell or rent the other, or create two dream homes. Opportunities like this don't come often! This property isn't just real estate; it's a canvas for vision. Whether you're a developer aiming for dual-new-build returns, an investor seeking value-add renovation gains, or a waterfront enthusiast dreaming of a beautiful Bayview residence, 13636 E State Hwy 20 delivers unmatched flexibility in a serene, high-demand location. Call today and make it yours!

Facts & features

Home type

Home

Year built

1961

Floors

2

Lot size

1 acres

Price per sq ft

$309

Included features

  • Cooling

    Ceiling Fans, AC - None

  • Appliances

    Microwave, Stove/Oven Electric

  • Flooring

    Floor Hardwood, Floor Tile

  • Roof

    Metal

  • Lot Information

    Cleared, Corner, Within 1/2 Mile to Water

  • Exterior

    Yard Building

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$2,645 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,128
  • Property tax $400
  • Insurance $117

Includes principal, interest, taxes & insurance.

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Listing Broker

HomeBiz Properties

Broker Name

HomeBiz Properties

Agent

Ricky A Fannin