For sale Home

Listed Oct 28, 2026

$900,000 Est. $5,953/mo

1355 Loch Lomond Drive

  • 3

    Beds

  • 2

    Baths

  • 1,040

    Sq ft

The story

3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.

Facts & features

Home type

Home

Year built

1964

Floors

1

Price per sq ft

$865

Parking

2-car garage

Included features

  • Roof

    Composition

  • Sewer

    Unknown

Mortgage calculator

Estimated monthly payment

$5,953 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,790
  • Property tax $900
  • Insurance $263

Includes principal, interest, taxes & insurance.

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Listing Broker

Horizon Real Estate

Broker Name

Horizon Real Estate

Agent

Kim Ward

Location

La Mesa CA 91941-