For sale Home

Listed Oct 26, 2026

$685,000 Est. $4,531/mo

13545 County Road 13 North

  • 3

    Beds

  • 3

    Baths

  • 1,564

    Sq ft

The story

  • Waterfront

Come home to peaceful mornings on the St. Johns River and sunsets best enjoyed from your own porch. Nestled along a private cove in the historic Tocoi area, this beautifully maintained 3-bedroom, 2.5-bath home offers approximately 120 feet of direct river frontage in a setting framed by live oaks & Spanish moss. Spend your days exploring the river with 2 boat slips, one equipped with a lift, & convenient access to a shared boat ramp. Back at home, unwind on the screened porch or gather on the wraparound porch as the evening light stretches across the water. All 3 bedrooms enjoy river views, & the first-floor primary suite provides a comfortable retreat. Thoughtful improvements include a bathroom remodel & select kitchen appliances in 2024; a boat dock roof replacement, updated lighting, and new porch screens in 2023; HVAC and deck railings in 2020; re-plumbing in 2018; and hand-painted Spanish tile & hand-carved mantle for fireplace 2026. Additional features include a metal roof, commercial-grade septic system, transferable termite bond, and space to accommodate your boat. A survey and elevation certificate are available. The home sits on a three-foot raised slab, with no flooding reported in the previous listing. Currently used as a residence, the property is zoned CHT commercial. Shared easements apply to water, septic, the boat ramp, and docks; inquire for details and supporting documents. Whether you're heading out on the water or enjoying a quiet evening at home, this riverfront setting offers room to slow down and savor where you live.

Facts & features

Home type

Home

Year built

1942

Floors

2

Price per sq ft

$438

Included features

  • Fireplace

    1 fireplace

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Electric Cooktop, Microwave, Refrigerator

  • Flooring

    Carpet, Tile, Wood

  • Roof

    Metal

  • Exterior

    Boat Lift, Boat Ramp - Private, Boat Slip, Dock

  • Water Source

    Shared Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$4,531 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,646
  • Property tax $685
  • Insurance $200

Includes principal, interest, taxes & insurance.

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Listing Broker

MOMENTUM REALTY

Broker Name

MOMENTUM REALTY

Agent

BROOKE HEWITT