For sale Home

Listed Aug 14, 2026

$320,000 Est. $2,117/mo

1331 Water Oak Road

  • 3

    Beds

  • 2

    Baths

  • 1,377

    Sq ft

The story

Virtually Staged. BRAND-NEW CONSTRUCTION, OVER HALF AN ACRE AND NO HOA - all at $337,000! This 3-bedroom, 2-bath home in rural Bunnell offers a combination that's becoming increasingly hard to find: an affordable new home with plenty of land and the freedom to actually use it. Bring the boat, RV, horse trailer and outdoor toys. MH-1 rural zoning allows animals for personal use, and there is NO HOA. Currently under construction with estimated completion around September 28, 2026, the approximately 1,377-square-foot home is being built with 2x6 exterior wall framing, Hardie siding and an Owens Corning Duration roof with a transferable lifetime warranty. Inside, you'll find an open living, kitchen and dining area; a spacious primary suite with walk-in closet and window seat; Wellborn cabinetry; solid-surface countertops; tiled primary shower with separate garden tub; stainless steel appliances; blinds; and ceiling fan/light combinations in all three bedrooms and the living room. But one of the best features of this home may be what you won't have to worry about. The roof is new. The Goodman HVAC is new. The 50-gallon water heater is new. The septic system is new. The appliances are new. And it's backed by a termite bond, 10-year structural warranty and 2-year materials and workmanship warranty. That's a lot of expensive question marks taken off the table from day one. When it's time to play, nearby Bull Creek Campground and Boat Ramp and Shell Bluff Boat Ramp and Park provide easy access to the Crescent Lake system and connections to the St. Johns River. Flagler Beach and the Intracoastal are approximately 30 minutes away, with Daytona Beach and historic St. Augustine also within an easy drive. Brand new. Half an acre. No HOA. Space for the toys, room for the animals, access to some of Florida's best outdoor recreation - and the peace of mind of coming home to a house where everything is new.

Facts & features

Home type

Home

Year built

2026

Floors

1

Lot size

1 acres

Price per sq ft

$232

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range

  • Flooring

    Carpet, Vinyl

  • Roof

    Shingle

  • Exterior

    Lighting, Private Mailbox

  • Water Source

    Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$2,117 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,703
  • Property tax $320
  • Insurance $93

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

CHAIN OF LAKES REAL ESTATE, LLC

Broker Name

CHAIN OF LAKES REAL ESTATE, LLC

Agent

Nancy Haufe